{
  "artifact": "White Noise Public Payment and Account Source Record Gate",
  "date": "2026-06-29",
  "public_route": "wn-payment-account-source-record-gate.html",
  "markdown_source": "white-noise-public-payment-account-source-record-gate.md",
  "prepared_from": "current public-site materials, public source-record queue, and local evidence gaps only",
  "use_boundary": "This gate is a public board-readiness artifact only. It is not audited reporting, not accounting advice, not tax advice, not investment advice, not an offer to sell or solicit securities, and not proof that paid conversion, retention, revenue quality, or account records have been accepted.",
  "board_rule": "Do not publish warmer revenue, conversion, retention, member actuals, capital, or enterprise demand language until payment and account source records pass this gate and the public claim-language boundary is reviewed.",
  "current_status": "pending_source_evidence",
  "source_record_priority": 2,
  "companion_tools": [
    {
      "path": "tools/check_payment_account_source_record_gate.js",
      "purpose": "Validate that the public gate, source files, image provenance, and manifest references preserve the acceptance boundary."
    },
    {
      "path": "tools/write_payment_account_evidence_packet.js",
      "purpose": "Generate a privacy-preserving operator intake packet for assembling one narrow private payment/account source record before evaluator use."
    },
    {
      "path": "tools/evaluate_payment_account_source_record.js",
      "purpose": "Generate a private source-record template and evaluate a redacted payment/account record against this gate before any public metric language changes."
    }
  ],
  "blocked_public_claims": [
    "free-to-paid conversion",
    "paid member retention",
    "revenue quality",
    "audited member actuals",
    "source-backed recurring revenue",
    "stronger capital-readiness language based on payment activity"
  ],
  "required_source_inputs": [
    {
      "field": "payment_processor_source",
      "minimum": "Processor export, dashboard snapshot, or API-derived report retained privately with provider name, export date, and redaction rule.",
      "public_boundary": "Public materials may name the evidence class but must not expose raw transaction IDs, customer identifiers, payment details, or provider secrets."
    },
    {
      "field": "account_state_source",
      "minimum": "Account/member state export or ledger showing active, trial, cancelled, refunded, gifted, complimentary, and test states for the same cohort window.",
      "public_boundary": "Public materials may summarize state classes only after private review; no personal data or raw account records."
    },
    {
      "field": "cohort_window",
      "minimum": "Start date, end date, timezone, and reason the window is representative or intentionally narrow.",
      "public_boundary": "The public summary must state the dated window and avoid implying broader history."
    },
    {
      "field": "exclusion_rule",
      "minimum": "Explicit treatment for test transactions, refunds, chargebacks, failed payments, admin-created accounts, gifted accounts, coupons, internal accounts, and duplicates.",
      "public_boundary": "Warm metrics are blocked if exclusions are unresolved or inconsistent across records."
    },
    {
      "field": "reconciliation_note",
      "minimum": "A dated note comparing payment records to account-state records, naming mismatches, unresolved records, and whether the source can support public summary.",
      "public_boundary": "Public language must preserve unresolved mismatch counts as uncertainty, not hide them."
    },
    {
      "field": "review_owner",
      "minimum": "Named owner role, review date, next review trigger, and owner decision.",
      "public_boundary": "Owner role may be public; private reviewer names and account details can stay private."
    },
    {
      "field": "retained_private_evidence",
      "minimum": "Private evidence location, retention rule, redaction status, and access boundary.",
      "public_boundary": "Do not publish raw exports, customer data, provider receipts, secrets, or bank/payment account identifiers."
    }
  ],
  "acceptance_gates": [
    {
      "gate": "source_presence",
      "pass_condition": "Payment processor source and account-state source exist for the same dated cohort window.",
      "fail_label": "rejected_missing_source"
    },
    {
      "gate": "cohort_alignment",
      "pass_condition": "Dates, timezone, account classes, and payment event classes are aligned or mismatches are itemized.",
      "fail_label": "rejected_unaligned_cohort"
    },
    {
      "gate": "exclusion_integrity",
      "pass_condition": "Test, refund, chargeback, admin, gifted, complimentary, coupon, duplicate, and failed-payment handling is explicit.",
      "fail_label": "rejected_exclusions_unclear"
    },
    {
      "gate": "privacy_boundary",
      "pass_condition": "Private source files are retained and public summary excludes personal data, raw transaction IDs, account identifiers, provider secrets, and bank details.",
      "fail_label": "rejected_privacy_boundary"
    },
    {
      "gate": "owner_review",
      "pass_condition": "Owner has reviewed the reconciliation note, named unresolved gaps, and set the next review trigger.",
      "fail_label": "rejected_owner_review_missing"
    },
    {
      "gate": "claim_boundary",
      "pass_condition": "Public summary maps each supported metric to the exact source window and keeps unsupported revenue, conversion, retention, and capital claims blocked.",
      "fail_label": "rejected_claim_boundary"
    }
  ],
  "status_labels": [
    "pending_source_evidence",
    "ready_for_private_reconciliation",
    "rejected_needs_rework",
    "accepted_for_bounded_public_summary"
  ],
  "public_summary_allowed_when_accepted": [
    "dated cohort window",
    "evidence classes reviewed",
    "exclusion rule summary",
    "owner role and review date",
    "bounded metric only if directly supported",
    "unresolved mismatch count or explicit no-material-mismatch statement",
    "next review trigger"
  ],
  "public_summary_disallowed": [
    "raw transaction IDs",
    "customer names or personal data",
    "payment account identifiers",
    "provider API keys or secrets",
    "bank details",
    "audited revenue language unless audit exists",
    "investment performance language",
    "formal financing process implication",
    "claims about speculative White Noise technologies being commercially deployed"
  ],
  "companion_controls": [
    "wn-source-record-priority-queue.html",
    "wn-source-record-acceptance-standard.html",
    "wn-kpi-evidence-register.html",
    "wn-revenue-readiness-note.html",
    "wn-capital-allocation-gate.html",
    "wn-review-calendar.html"
  ],
  "image_asset": {
    "path": "assets/investors/white-noise-payment-account-source-record-gate-20260629.png",
    "provenance": "assets/investors/white-noise-payment-account-source-record-gate-20260629.provenance.json",
    "alt_text": "AI-generated White Noise payment and account source-record gate with abstract evidence folders, locked redaction panes, review stamps, and receipt trays",
    "usage_boundary": "GPT-generated conceptual/editorial payment-account evidence image only; not proof of audited revenue, source-backed paid conversion, live payment processing, bank-account access, customer payments, production finance controls, formal financing process, investment performance, production CRM, or operational speculative technology."
  }
}